--- title: Insurance Analytics | Life Insurance Analytics | Pilotbird description: Pilotbird provides insurance analytics to Life & Health carriers with group underwriting and insurance fraud detection using predictive analytics insurance image: https://www.pilotbird.com/hubfs/hero-1.png --- X White paper Reducing fraud, waste, and abuse in claims X Insurance leaders on promises of emerging data [Listen to podcast](https://www.pilotbird.com/blog/soa-podcast-promises-and-risks-of-emerging-data-in-insurance) [![Pilotbird](https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg "Pilotbird")](https://www.pilotbird.com/) [![Pilotbird](https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Light.svg "Pilotbird")](https://www.pilotbird.com/) - [Technology](https://www.pilotbird.com/technology) - [Insights](https://www.pilotbird.com/blog) - [Technology](https://www.pilotbird.com/technology) - [Insights](https://www.pilotbird.com/blog) [Contact Us](https://www.pilotbird.com/contactus) [Contact Us](https://www.pilotbird.com/contactus) # The power of lifestyle analytics for insurance. Pilotbird empowers P&C insurance teams to evaluate and detect ineligible claims by analyzing social data points. ![Insurance Analytics](https://www.pilotbird.com/hubfs/hero-1.png) # Benefits to claims team ## 5X Improvement in detection of ineligible claims ## 24hs Fast turnaround to reduce litigation ## 2% Lower false positive rates for investigations ## Detect fraud and abuse with open-data  intelligence Our technology combines multiple open- source data points to create detailed profiles of claimants and generate actionable insights. ![data intelligence](https://www.pilotbird.com/hs-fs/hubfs/Group%208.png?width=746&height=713&name=Group%208.png "data intelligence") ## Perfect for your products lines ![Perfect for your products lines](https://www.pilotbird.com/hs-fs/hubfs/claim-1.png?width=1516&height=424&name=claim-1.png "Perfect for your products lines") ![Group 11017](https://www.pilotbird.com/hs-fs/hubfs/Group%2011017.png?height=167&name=Group%2011017.png) Claim ### **Workers' compensation** claim: #333878 Name: John Smith Claim Date: 11/02/2021 ![Workplace-Accidents1 1](https://www.pilotbird.com/hs-fs/hubfs/Workplace-Accidents1%201.png?width=368&height=364&name=Workplace-Accidents1%201.png) Reality ![Capa 2](https://www.pilotbird.com/hs-fs/hubfs/Capa%202.png?width=152&height=33&name=Capa%202.png) Source: Twitter Risk: (1) Active lifestyle URL:  https://twitter.com/i323\_22kds ![Group 11004](https://www.pilotbird.com/hs-fs/hubfs/Group%2011004.png?width=368&height=368&name=Group%2011004.png) ![Group 11017](https://www.pilotbird.com/hs-fs/hubfs/Frame%2021.png?height=167&name=Frame%2021.png) Claim ### **Disability** Claim: #332476 Name: Alicia Bennett Claim Date: 11/02/2021 ![pexels-photo-4064462 1 (1)](https://www.pilotbird.com/hs-fs/hubfs/pexels-photo-4064462%201%20(1).png?width=374&height=364&name=pexels-photo-4064462%201%20(1).png) Reality ![Capa 2](https://www.pilotbird.com/hs-fs/hubfs/Capa%202.png?width=152&height=33&name=Capa%202.png) Source: Twitter Risk: (1) Active lifestyle URL:  https://twitter.com/i323\_22kds ![Group 11010-1](https://www.pilotbird.com/hs-fs/hubfs/Group%2011010-1.png?width=375&height=365&name=Group%2011010-1.png) ![Group 11017](https://www.pilotbird.com/hs-fs/hubfs/Group%2011018.png?height=167&name=Group%2011018.png) Claim ### **Auto Claim** Claim: #8765449 Name: Arya Stark Claim Date: 11/02/2021 ![car-accident-royalty-free-image-1627656019 1](https://www.pilotbird.com/hs-fs/hubfs/car-accident-royalty-free-image-1627656019%201.webp?width=368&height=368&name=car-accident-royalty-free-image-1627656019%201.webp) Reality ![Capa 2](https://www.pilotbird.com/hs-fs/hubfs/Capa%202.png?width=152&height=33&name=Capa%202.png) Source: Facebook Risk: (1) Active lifestyle URL: https://facebook.com/088yasn\_q ![Group 11005-1](https://www.pilotbird.com/hs-fs/hubfs/Group%2011005-1.png?width=384&height=374&name=Group%2011005-1.png) ![Group 11017](https://www.pilotbird.com/hs-fs/hubfs/Frame%2020.png?height=167&name=Frame%2020.png) Claim ### **Long-term care** Claim: #9892232 Name: Robert Austen Claim Date: 11/02/2021 ![Screen Shot 2022-12-28 at 4.41 1 (1)](https://www.pilotbird.com/hs-fs/hubfs/Screen%20Shot%202022-12-28%20at%204.41%201%20(1).png?width=376&height=361&name=Screen%20Shot%202022-12-28%20at%204.41%201%20(1).png) Reality ![Capa 2](https://www.pilotbird.com/hs-fs/hubfs/Capa%202.png?width=152&height=33&name=Capa%202.png) Source: Facebook Risk: (1) Active lifestyle URL: https://facebook.com/088yasn\_q ![Group 11011-1](https://www.pilotbird.com/hs-fs/hubfs/Group%2011011-1.png?width=368&height=364&name=Group%2011011-1.png) ![Group 11017](https://www.pilotbird.com/hs-fs/hubfs/Frame%2021.png?height=167&name=Frame%2021.png) Claim ### **Disability** Claim: #332476 Name: Alicia Bennett Claim Date: 11/02/2021 ![pexels-photo-4064462 1 (1)](https://www.pilotbird.com/hs-fs/hubfs/pexels-photo-4064462%201%20(1).png?width=374&height=364&name=pexels-photo-4064462%201%20(1).png) Reality ![Capa 2](https://www.pilotbird.com/hs-fs/hubfs/Capa%202.png?width=152&height=33&name=Capa%202.png) Source: Twitter Risk: (1) Active lifestyle URL:  https://twitter.com/i323\_22kds ![Group 11010-1](https://www.pilotbird.com/hs-fs/hubfs/Group%2011010-1.png?width=375&height=365&name=Group%2011010-1.png) ![Group 11017](https://www.pilotbird.com/hs-fs/hubfs/Group%2011018.png?height=167&name=Group%2011018.png) Claim ### **Auto Claim** Claim: #8765449 Name: Arya Stark Claim Date: 11/02/2021 ![car-accident-royalty-free-image-1627656019 1](https://www.pilotbird.com/hs-fs/hubfs/car-accident-royalty-free-image-1627656019%201.webp?width=368&height=368&name=car-accident-royalty-free-image-1627656019%201.webp) Reality ![Capa 2](https://www.pilotbird.com/hs-fs/hubfs/Capa%202.png?width=152&height=33&name=Capa%202.png) Source: Facebook Risk: (1) Active lifestyle URL: https://facebook.com/088yasn\_q ![Group 11005-1](https://www.pilotbird.com/hs-fs/hubfs/Group%2011005-1.png?width=384&height=374&name=Group%2011005-1.png) ![Group 11017](https://www.pilotbird.com/hs-fs/hubfs/Frame%2020.png?height=167&name=Frame%2020.png) Claim ### **Long-term care** Claim: #9892232 Name: Robert Austen Claim Date: 11/02/2021 ![Screen Shot 2022-12-28 at 4.41 1 (1)](https://www.pilotbird.com/hs-fs/hubfs/Screen%20Shot%202022-12-28%20at%204.41%201%20(1).png?width=376&height=361&name=Screen%20Shot%202022-12-28%20at%204.41%201%20(1).png) Reality ![Capa 2](https://www.pilotbird.com/hs-fs/hubfs/Capa%202.png?width=152&height=33&name=Capa%202.png) Source: Facebook Risk: (1) Active lifestyle URL: https://facebook.com/088yasn\_q ![Group 11011-1](https://www.pilotbird.com/hs-fs/hubfs/Group%2011011-1.png?width=368&height=364&name=Group%2011011-1.png) Осень TEST Зима tabik 2 Весна tabik 3 Лето tabik 4 Work Compensation Disability Auto Long Term Care ![Worker Compensation Fraud](https://www.pilotbird.com/hs-fs/hubfs/compressed_Group%2011020%20(1).png?width=1000&height=606&name=compressed_Group%2011020%20(1).png)   ![compressed\_Group 11021 (1)](https://www.pilotbird.com/hs-fs/hubfs/compressed_Group%2011021%20(1).png?width=1000&height=606&name=compressed_Group%2011021%20(1).png)   ![Auto Insurance Claim Fraud](https://www.pilotbird.com/hs-fs/hubfs/compressed_Group%2011019%20(2).png?width=1000&height=599&name=compressed_Group%2011019%20(2).png)   ![Long term care claim fraud](https://www.pilotbird.com/hs-fs/hubfs/compressed_Group%2011022%20(1).png?width=1000&height=603&name=compressed_Group%2011022%20(1).png)   ## Trusted by Fortune 500 insurance companies ![fortune-500-logo](https://www.pilotbird.com/hubfs/fortune-500-logo-C5D28A4FF8-seeklogo%201-1.png "fortune-500-logo") ![fitech daily](https://9002617.fs1.hubspotusercontent-na1.net/hub/9002617/hubfs/image%203-2.png?width=1200&length=1200&name=image%203-2.png) ![ITA](https://9002617.fs1.hubspotusercontent-na1.net/hub/9002617/hubfs/image%204-1.png?width=1200&length=1200&name=image%204-1.png) ![novarica](https://9002617.fs1.hubspotusercontent-na1.net/hub/9002617/hubfs/image%202.png?width=1200&length=1200&name=image%202.png) ![IIR](https://9002617.fs1.hubspotusercontent-na1.net/hub/9002617/hubfs/image%205.png?width=1200&length=1200&name=image%205.png) ![insurtech](https://9002617.fs1.hubspotusercontent-na1.net/hub/9002617/hubfs/image%206.png?width=1200&length=1200&name=image%206.png) ![image 7](https://9002617.fs1.hubspotusercontent-na1.net/hub/9002617/hubfs/image%207.png?width=1200&length=1200&name=image%207.png) # Empower your team Triage incoming claims Investigate online presence Monitor changes in behavior Allocate adjuster time on most impactful claims and improving SIU referral rates by 25%   ![Group 10992](https://www.pilotbird.com/hs-fs/hubfs/Group%2010992.png?width=800&height=390&name=Group%2010992.png)   Furnish a case with open-source evidence and reduce false positives with predictive analytics.   ![Group 10993](https://www.pilotbird.com/hs-fs/hubfs/Group%2010993.png?width=800&height=349&name=Group%2010993.png)   Receive regular updates on relevant changes in behavior and lifestyle.   ![Mask group](https://www.pilotbird.com/hs-fs/hubfs/Mask%20group.png?width=800&height=386&name=Mask%20group.png)   ## No IT set up required ![claim monitoring](https://www.pilotbird.com/hubfs/compressed_3871%20%C3%97%201935%20pixels.png "claim monitoring") ![Couples Life Insurance](https://www.pilotbird.com/hubfs/cube.png) ### Context-Aware A.I. Technology The latest technology that leverages social data points to generate actionable lifestyle insights. [Learn how it works](https://www.pilotbird.com/technology) ## Lead with insights ### [![PCMS Adds Pilotbird’s Verified Lifestyle Analytics to the Atlas Partner Ecosystem](https://www.pilotbird.com/hubfs/Screenshot%202026-05-14%20at%205.07.09%20PM-1.png) PCMS Adds Pilotbird’s Verified Lifestyle Analytics to the Atlas Partner Ecosystem](https://www.pilotbird.com/blog/pcms-adds-pilotbirds-verified-lifestyle-analytics-to-the-atlas-partner-ecosystem) ### [![Pilotbird Integrates Lifestyle Analytics with Verisk ClaimSearch Ecosystem to Support Claims Investigations](https://www.pilotbird.com/hubfs/Screenshot%202026-04-14%20at%209.33.22%20PM-1.png) Pilotbird Integrates Lifestyle Analytics with Verisk ClaimSearch Ecosystem to Support Claims Investigations](https://www.pilotbird.com/blog/pilotbird-integrates-lifestyle-analytics-with-verisk-claimsearch-ecosystem-to-support-claims-investigations) ### [![Pilotbird attends IFM 2026 conference](https://www.pilotbird.com/hubfs/Screenshot%202026-02-10%20at%202.57.18%20PM-1.png) Pilotbird attends IFM 2026 conference](https://www.pilotbird.com/blog/pilotbird-attends-ifm-2026-conference) ### [![Making Risk Flow podcast: Why Claims Accuracy Is Insurance’s Biggest ROI Lever](https://www.pilotbird.com/hubfs/Screenshot%202026-02-10%20at%201.48.53%20PM-1.png) Making Risk Flow podcast: Why Claims Accuracy Is Insurance’s Biggest ROI Lever](https://www.pilotbird.com/blog/making-risk-flow-podcast-why-claims-accuracy-is-insurances-biggest-roi-lever) ### [![Pilotbird partners with Cytora on claim evaluation](https://www.pilotbird.com/hubfs/Screenshot%202026-02-10%20at%201.36.52%20PM-1.png) Pilotbird partners with Cytora on claim evaluation](https://www.pilotbird.com/blog/pilotbird-partners-with-cytora-on-claim-evaluation) ### [![Pilotbird founder speaks at ICA 2024 Annual Education Conference](https://www.pilotbird.com/hubfs/Screenshot%202024-08-15%20at%209%20(1).webp) Pilotbird founder speaks at ICA 2024 Annual Education Conference](https://www.pilotbird.com/blog/pilotbird-founder-speaks-at-ica-2024-annual-education-conference) [More insights](https://www.pilotbird.com/blog) ## Team Background The perfect mix of analytics and engineering brain power, behavioural scientists, seasoned professionals and insurance experts. ![Social Data Insurance](https://www.pilotbird.com/hubfs/team-logo-1.png "Social Data Insurance") ![Group Insurance Underwriting](https://www.pilotbird.com/hubfs/team-logo-2.png "Group Insurance Underwriting") ![Data Analytics For Insurance](https://www.pilotbird.com/hubfs/team-logo-3.png "Data Analytics For Insurance") ![Lifestyle Underwriting](https://www.pilotbird.com/hubfs/team-logo-4.png "Lifestyle Underwriting") ![Insurance Risk Models](https://www.pilotbird.com/hubfs/team-logo-5.png "Insurance Risk Models") ![Insurance Underwriting Data](https://www.pilotbird.com/hubfs/team-logo-6.png "Insurance Underwriting Data") ![Group Underwriting Analytics](https://www.pilotbird.com/hubfs/team-logo-7.png "Group Underwriting Analytics") [![Pilotbird](https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Light.svg "Pilotbird")](https://www.pilotbird.com/) - [Terms & Conditions](https://www.pilotbird.com/terms-conditions) - [Privacy Center](https://www.pilotbird.com/privacy-center) - [Security](https://www.pilotbird.com/security) - [Careers](https://www.pilotbird.com/careers) [![logo-24](https://www.pilotbird.com/hubfs/linkedin.svg "logo-24")](https://www.linkedin.com/company/pilotbird/) Quick Links - [Pilotbird Lifestyle Risk Scoring](https://www.pilotbird.com/pilotbird-lifestyle-risk-scoring) - [Pilotbird Fraud Monitoring](https://www.pilotbird.com/pilotbird-fraud-monitoring) - [Technology](https://www.pilotbird.com/technology) - [Blog](https://www.pilotbird.com/blog) - [Contact Us](https://www.pilotbird.com/contactus) ### Get our newsletter ![Arch grants](https://www.pilotbird.com/hs-fs/hubfs/raw_assets/public/Pilotbird_January2022/images/arch-grants-1.png?width=1085&name=arch-grants-1.png "Arch grants") ![aicpa logo](https://www.pilotbird.com/hubfs/aicpa%20logo.svg "aicpa logo") ```json { "@context" : "http://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "New York", "addressRegion" : "NY", "postalCode" : "", "streetAddress" : "247 W 46th St " }, "alternateName" : "Pilotbird", "areaServed" : { "@type" : "GeoCircle", "geoMidpoint" : { "@type" : "GeoCoordinates", "latitude" : "40.75996223497667", "longitude" : "-73.98761007334504" }, "geoRadius" : "150 km" }, "description" : "Pilotbird empowers Life & Health and P&C insurance teams to better score risk and detect ineligible claims by analyzing social data points", "email" : "info@pilotbird.com", "image" : "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg", "logo" : "https://9002617.fs1.hubspotusercontent-na1.net/hubfs/9002617/Capa%202.png", "mainEntityOfPage" : { "@id" : "https://www.pilotbird.com", "@type" : "WebPage", "description" : "Pilotbird provides insurance analytics to Life & Health carriers with group underwriting and insurance fraud detection using predictive analytics insurance" }, "naics" : "513210", "name" : "Pilotbird", "sameAs" : [ "https://www.linkedin.com/company/pilotbird/" ], "telephone" : "", "url" : "/" } ``` ```json { "@context" : "https://schema.org/", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : "https://www.pilotbird.com/", "name" : "Home", "position" : 1 }, { "@type" : "ListItem", "item" : "https://www.pilotbird.com/pilotbird-lifestyle-risk-scoring", "name" : "Pilotbird Lifestyle Risk Scoring", "position" : 2 } ] } ``` ```json { "@context" : "https://schema.org", "@type" : "Organization", "alternateName" : "Kiwi Insurance Services, Inc", "logo" : "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg", "name" : "Pilotbird", "sameAs" : "https://www.linkedin.com/company/pilotbird/", "url" : "https://www.pilotbird.com/" } ``` ```json { "@context" : "https://schema.org/", "@type" : "BreadcrumbList", "itemListElement" : [ { "@type" : "ListItem", "item" : "https://www.pilotbird.com/", "name" : "Home", "position" : 1 }, { "@type" : "ListItem", "item" : "https://www.pilotbird.com/pilotbird-lifestyle-risk-scoring", "name" : "Pilotbird Lifestyle Risk Scoring", "position" : 2 }, { "@type" : "ListItem", "item" : "https://www.pilotbird.com/pilotbird-engage", "name" : "Pilotbird Engage", "position" : 3 }, { "@type" : "ListItem", "item" : "https://www.pilotbird.com/pilotbird-fraud-monitoring", "name" : "Pilotbird Fraud Monitoring", "position" : 4 }, { "@type" : "ListItem", "item" : "https://www.pilotbird.com/technology", "name" : "Pilotbird Technology", "position" : 5 }, { "@type" : "ListItem", "item" : "https://www.pilotbird.com/blog", "name" : "Pilotbird Blog", "position" : 6 }, { "@type" : "ListItem", "item" : "https://www.pilotbird.com/contactus", "name" : "Pilotbird Contact Us", "position" : 7 } ] } ``` ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Organization", "name" : "Mani Kaur" }, "datePublished" : "2021-01-07", "description" : "Robert Eaton from Society of Actuaries on the uses of lifestyle data points to improve insurance experience. Tune in for the latest views in using alternative data sets to improve underwriting accuracy and prequalify leads.", "headline" : "Our CEO on podcast with Society of Actuaries", "image" : "https://www.pilotbird.com/hs-fs/hubfs/ceo_podcast-300x139-1%20(1).png?width=300&name=ceo_podcast-300x139-1%20(1).png", "mainEntityOfPage" : { "@id" : "https://www.pilotbird.com/blog/our-ceo-on-podcast-with-society-of-actuaries", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg" }, "name" : "Pilotbird" } } ``` ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Organization", "name" : "Mani Kaur" }, "datePublished" : "2022-01-11", "description" : "Insurance technology trends will increase competition with new entrants joining the market as existing players grapple with the hostile environment. McKinsey & Company agrees with these sentiments, affirming that technology will alter the structure of many organizations (1) in the coming decade. Future leaders in the industry will be organizations that integrate these technologies into their core processes and adopt an innovative mindset in light of the new realities.", "headline" : "5 Growing Insurance Technology Trends You Can’t Afford to Ignore", "image" : "https://www.pilotbird.com/hs-fs/hubfs/insurance-technology-trends.jpg?width=1420&name=insurance-technology-trends.jpg", "mainEntityOfPage" : { "@id" : "https://www.pilotbird.com/blog/insurance-technology-trends", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg" }, "name" : "Pilotbird" } } ``` ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Organization", "name" : "Mani Kaur" }, "datePublished" : "2022-09-05", "description" : "Social media and insurance records have enormous amounts of data on individuals. However, the below factors are the most consequential for health.", "headline" : "Social Media and Insurance: How BMI Is Reflected in Social Data", "image" : "https://www.pilotbird.com/hs-fs/hubfs/consumers%20providing%20information%20to%20social%20media%20and%20insurance%20companies.jpg?width=1420&name=consumers%20providing%20information%20to%20social%20media%20and%20insurance%20companies.jpg", "mainEntityOfPage" : { "@id" : "https://www.pilotbird.com/blog/social-media-insurance-how-bmi-is-reflected-social-data", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg" }, "name" : "Pilotbird" } } ``` ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Organization", "name" : "Mani Kaur" }, "dateModified" : "2022-10-10", "datePublished" : "2020-12-11", "description" : "The insurance industry is quickly following suit with multiple applications designed to improve the accuracy of underwriting. InsurTech disrupts the insurance landscape by improving customer experience, triaging customer to a product, and assessing underwriting risk. Let’s look at how these applications utilize lifestyle insights and social data points during the underwriting process.", "headline" : "Lifestyle Insights for Underwriting in FinTech and InsurTech", "image" : "https://www.pilotbird.com/hubfs/lifestyle_insight_v2-1.svg", "mainEntityOfPage" : { "@id" : "https://www.pilotbird.com/blog/lifestyle-insights-for-underwriting-in-fintech-and-insurtech", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.pilotbird.com/hubfs/raw_assets/public/Pilotbird_January2022/images/Pilotbird_Logo_Dark.svg" }, "name" : "Pilotbird" } } ```